Margus Deery | North Andover Real Estate, Andover Real Estate, Haverhill Real Estate


Your credit score is one of the most important numbers to your financial picture. You know how important it is to have a high credit score. If you pay your bills on time and keep your debt down, you think that your score will be just fine, but this isn’t always the case. There are a few hidden mistakes that you could be making that are bringing your credit score down. Read on to find out what to avoid when trying to keep your credit score up and maintain it. 


Too Many Credit Inquiries


Beware that every time you apply for a new loan or even just check on what type of interest rate you can get, your credit will be reviewed. You want to avoid too many credit inquiries because a high number will bring your credit score down. Always ask if a lender is pulling a hard inquiry to check your score, don’t allow too many of these credit checks. 


Anything Small Can Make A Big Impact


Was there a mistake on a medical bill that you paid but it says it was unpaid? If you let this go, your credit score could be impacted. Even unreturned library books that have been turned over to collections can negatively affect your score. Stay on top of things because you never know how a small mishap can affect you.


Your Information Is Wrong


You should look at your credit report so that you can see more than just your history. You can see the information that is being reported to check for mistakes. Incorrect information can bring your credit score down. You can call the credit bureau that’s associated with any errors that you see on your credit report. It can be a little bit of a process to correct the mistakes on your credit report, but the time and effort is definitely worth it for your credit score.                       



Not Using your Credit


While using your credit too much is a problem, not making use of your credit at all can be a problem. Responsibly use your credit. Open a credit card and use it to make small purchases. Charge only things that you can afford and pay the balance off each month. This simple use of a card is one of the easiest ways to establish credit.      


It’s important to do what you can to develop and maintain a healthy credit score. Keep all of your avenues covered to be sure that nothing hidden can negatively affect your credit score. 



Fabulous Contemporary in a well loved neighborhood that hosts annual block parties and a bike parade! Open floorplan with sundrenched rooms and so many beautiful updates. Kitchen boast a center island plus a breakfast bar with granite counters, stainless appliances & walk-in pantry. Kit opens to Great Room with stone fireplace and a wall of windows for tons of natural light. Master has remodeled bath with double vanities, rainhead shower and soaking tub. Bedrooms are generous size and all baths have been nicely updated. Newly finished lower level has a big mudroom to handle today's active lifestyle, a Game Room and Exercise area that walks out to the magnificent private level yard with fire-pit and handy storage shed with electricity! Relax after a long day in the Sunroom with built-in hottub then enjoy dinner and BBQ on the oversize deck and screened porch...and entertainer's dream! There's also a finished third floor Loft if you just want your private space. This house says FUN!

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191 Hay Meadow Road, North Andover, MA 01845

Single-Family

$729,000
Price

10
Rooms
4
Beds
2/1
Full/Half Baths
Fabulous Contemporary in a well loved neighborhood that hosts annual block parties and a bike parade! Open floorplan with sundrenched rooms and so many beautiful updates. Kitchen boast a center island plus a breakfast bar with granite counters, stainless appliances & walk-in pantry. Kit opens to Great Room with stone fireplace and a wall of windows for tons of natural light. Master has remodeled bath with double vanities, rainhead shower and soaking tub. Bedrooms are generous size and all baths have been nicely updated. Newly finished lower level has a big mudroom to handle today's active lifestyle, a Game Room and Exercise area that walks out to the magnificent private level yard with fire-pit and handy storage shed with electricity! Relax after a long day in the Sunroom with built-in hottub then enjoy dinner and BBQ on the oversize deck and screened porch...and entertainer's dream! There's also a finished third floor Loft if you just want your private space. This house says FUN!
Open House
Saturday
June 15 at 11:00 AM to 1:00 PM
Showings start at Open House SATURDAY!
More Open Houses
Cannot make the Open Houses?
Location: 191 Hay Meadow Road, North Andover, MA 01845    Get Directions

Similar Properties




191 Hay Meadow Road, North Andover, MA 01845

Single-Family

$729,000
Price

10
Rooms
4
Beds
2/1
Full/Half Baths
Fabulous Contemporary in a well loved neighborhood that hosts annual block parties and a bike parade! Open floorplan with sundrenched rooms and so many beautiful updates. Kitchen boast a center island plus a breakfast bar with granite counters, stainless appliances & walk-in pantry. Kit opens to Great Room with stone fireplace and a wall of windows for tons of natural light. Master has remodeled bath with double vanities, rainhead shower and soaking tub. Bedrooms are generous size and all baths have been nicely updated. Newly finished lower level has a big mudroom to handle today's active lifestyle, a Game Room and Exercise area that walks out to the magnificent private level yard with fire-pit and handy storage shed with electricity! Relax after a long day in the Sunroom with built-in hottub then enjoy dinner and BBQ on the oversize deck and screened porch...and entertainer's dream! There's also a finished third floor Loft if you just want your private space. This house says FUN!
Open House
Saturday
June 15 at 11:00 AM to 1:00 PM
Showings start at Open House SATURDAY!
More Open Houses
Cannot make the Open Houses?
Location: 191 Hay Meadow Road, North Andover, MA 01845    Get Directions

Similar Properties




191 Hay Meadow Road, North Andover, MA 01845

Single-Family

$729,000
Price

10
Rooms
4
Beds
2/1
Full/Half Baths
Fabulous Contemporary in a well loved neighborhood that hosts annual block parties and a bike parade! Open floorplan with sundrenched rooms and so many beautiful updates. Kitchen boast a center island plus a breakfast bar with granite counters, stainless appliances & walk-in pantry. Kit opens to Great Room with stone fireplace and a wall of windows for tons of natural light. Master has remodeled bath with double vanities, rainhead shower and soaking tub. Bedrooms are generous size and all baths have been nicely updated. Newly finished lower level has a big mudroom to handle today's active lifestyle, a Game Room and Exercise area that walks out to the magnificent private level yard with fire-pit and handy storage shed with electricity! Relax after a long day in the Sunroom with built-in hottub then enjoy dinner and BBQ on the oversize deck and screened porch...and entertainer's dream! There's also a finished third floor Loft if you just want your private space. This house says FUN!
Open House
Saturday
June 15 at 11:00 AM to 1:00 PM
Showings start at Open House SATURDAY!
More Open Houses
Cannot make the Open Houses?
Location: 191 Hay Meadow Road, North Andover, MA 01845    Get Directions

Similar Properties





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